Some Good News for Mental Health Parity
The New York Times reported on Friday that the administration has issued new rules that will ensure mental health coverage for more than 140 million people.
In general, under the rules, employers and group health plans cannot provide less coverage for mental health care than for the treatment of physical conditions like cancer and heart disease.
Insurers cannot set higher co-payments and deductibles or stricter limits on treatment for mental illness and addiction disorders. Nor can they establish separate deductibles for mental health care and for the treatment of physical illnesses.
This law is named for the late Sen. Paul Wellstone (D-Minn.) and Sen. Pete Domenici (R-NM), both of whom are great advocates for mental health and who worked together for quite some time to get mental health parity passed.
It’s comforting to know that come July 1, there will be more of a safety net for Jim and myself. We won’t expect surprise hospital bills in the mail like we did this month for a hospital visit that happened more than a year ago! We’re still trying to figure out why we got the bill, but suffice it to say that since the visit had to do with a mental health issue, the insurance company decided we should bear more of the brunt of the bill.
Unfortunately, the rules do nothing for the millions more who are still uninsured or who can’t work because of their mental illness. Remember, this rule affects those who are employed at organizations with 50 or more employees. It also doesn’t apply to the individual marketplace, which is still something like shopping for coverage in the wild west.
Now can we have health care?





























